I graduated from college in May ‘09, got an entry-level job in August, and got married in September. Combined, we have accumulated ~$25k in credit cards, ~$40k in student loans, and $17k in car debt. In the past two years, we have paid off the credit cards by living on less than we make, not going out to eat (some occasions), and sticking to a budget. The car will be paid off early next year, and then we will work on the student loans to become debt free!
Our debt is the result of our own poor choices. We are not victims. The government will not fix our lives and we will not wait *for* or take a handout.
God is good. Our choices were bad.
We are not the 99%